The Heritage Package

Exclusive to Heritage London Markets, The Heritage Package includes specialist insurance solutions designed specifically for complex Construction and Manufacturing businesses whose risks require the expertise and underwriting capacity of the London insurance market.

Tel: 020 4616 3348

info@heritagelondonmarkets.com

The Heritage Package brings together multiple areas of protection within one comprehensive policy, delivering a level of integration and flexibility beyond that of conventional commercial combined policies. By combining the breadth of a London Market placement with the simplicity of a single policy, it provides businesses with complex operations a smarter, more joined-up approach to insurance.

One Policy. Comprehensive Protection.

The Heritage Package combines a number of essential covers into one integrated solution, including:

Combined Liability

Protection against Employers', Public and Products Liability, helping safeguard businesses against a wide range of legal liabilities arising from their operations.

Material Damage

Comprehensive cover for buildings, contents, machinery, stock and other insured assets against a broad range of insured events.

Business Interruption

Financial protection designed to help businesses recover following an insured event, reducing the impact of disruption to trading.

Contractors' All Risks

Protection for contract works, temporary works, materials and ongoing construction projects throughout the build process.

Plant Insurance

Cover for owned and hired-in plant, machinery and specialist equipment essential to construction and manufacturing operations.

Available Limits

£30m MD/BI any one location, £20m EL, £20m PL, CAR & Plant. All available on one packaged wording.

Designed To Simplify Insurance For Complex Businesses

The Heritage Package has been created for organisations operating in sectors where risk profiles are often more technical and insurance requirements extend beyond the appetite of conventional insurers.

It is particularly suited to:

  • Construction contractors
  • Civil engineering businesses
  • Property developers
  • Manufacturing businesses
  • Engineering companies
  • Industrial operations
  • Businesses with complex contractual liabilities
  • Companies requiring specialist London Market solutions

Every policy is individually tailored to reflect the nature of the business, the projects undertaken and the specific exposures involved.

Why Choose The Heritage Package?

Coordinated Cover

Together, these covers provide a coordinated insurance programme rather than a collection of separate policies.

The Heritage Package is available exclusively through Heritage London Markets, giving clients access to a genuinely differentiated insurance solution.

Simplicity

A coordinated insurance programme designed to reduce unnecessary complexity.

Specialist Expertise

Built around the needs of businesses operating in higher-risk and technically demanding sectors.

Tailored Protection

Every programme is individually structured to reflect your business, projects and operational risks.

Direct London Market Access

Placed through specialist underwriters within Lloyd's of London and the wider London insurance market.

Relationship-Led Advice

Our experienced team works closely with clients to understand their business before approaching the market, ensuring every risk is presented accurately and effectively.

Speak to a Heritage London Specialist

Complex businesses deserve insurance solutions built around the way they operate.

Whether you’re managing a challenging renewal or looking for broader protection, our specialists are here to help.